It seems as if at least two or three times a week, there’s a new healthcare fundraising campaign in my newsfeed on Facebook with this picture of a guy, or a girl or even a couple. Each one has to do with job loss, an injury, someone not having health insurance or a person that has health insurance. Yet, in each case they have set up a GoFundMe campaign or even a YouCaring campaign in order to take care of their healthcare needs.
So I (Dr. Wagner) did some quick research and discovered from an article I read on HuffingtonPost, for GoFundMe, between 2011 to 2014, the number of Medical Fundraising on the platform increased from 8,000 to 600,000.
From the campaigns I went through that were pages and pages and pages, I kept seeing the reason for the campaign varied from expenses their health insurance would not cover, people thought certain things were covered under their dental insurance and it wasn’t, to out of pocket costs.
The idea of these campaigns is to broadcast in one place to family and friends to get their needs met. I have seen some campaigns not get the funds requested. So where does that leave the sick person? Or what if the sick person doesn’t have a back up plan and their care is delayed due to a lack of funds. Normally when care is delayed, teeth get worse, other health problems get worse.
I have seen campaigns where parents are looking for donations to help with medical care for the kids, to adult children seeking help for parents and even elderly who are on limited budgets needing different procedures done.
Let’s break this down: When you have health insurance, you are paying a monthly premium that gives you health insurance with a company. This is literally a contract that says you are paying a fee that provides you with this company’s ability to provide you with health care for a lower amount!! That is what it boils down to. Did you check your contract? Did you see what is covered in your contract?
Just this morning I discovered a story where a 14 yr old boy who set up a video to help his mom pay for his 53rd surgery, he is on SSI and has GoFundMe campaign is in jeopardy of losing his Medicaid because of this! Wait a minute?
All I see is a story about a young man, who already has been through some health battles attempting to help his mom and relieve some of the financial pressure. NOW he may have to stop his campaign so he doesn’t lose his benefits? I’m shaking my head because this tells me obviously he doesn’t think his benefits are covering everything.
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