There are many people who have health insurance whether they got it through the healthcare exchange or they purchased it through an insurance broker. Yet there are more people walking around without dental insurance and easily could think it is a bad thing. Let me share with you 3 reasons not having dental insurance could actually SAVE your teeth. Yes, I said save your teeth.
1) You are able to avoid paying a high monthly premium for private dental insurance. This in itself is going to help you save money and also your teeth. People are paying monthly premiums only to discover the work their dentist says needs to be done isn’t covered. Without dental insurance, you can take care of your teeth. They don’t have to be neglected.
2) You won’t be dealing with the regular annual caps on services when you don’t have dental insurance. Insurance normally puts a dollar cap on how much work can be done in a year’s time frame. What if your mouth is literally tore up from the floor up and you’ve decided you want to take some action steps to begin replacing your smile? Since there are no caps, now you can budget and prepare for the services you need.
3) Another significant factor, without dental insurance you don’t have to wait six months to a year for major dental services. I have often felt, the longer you wait for dental care, the more your oral health can deteriorate and even cause more problems. Not having dental insurance could easily be seen as an oral health life saver.
It doesn’t do the dentist nor patient any good when the services needed are unaffordable and the patient has dental insurance. Then what are they paying for? What is the value in what they are paying for monthly? How many times do they seek care from a dentist?
What ADVANTAGE have you discovered about not having dental insurance?